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Ex-NFL player sues insurer for denying concussion claim

Ex-NFL player sues insurer for denying concussion claim | iNFOnews.ca
FILE - In this Aug. 3, 2012, file photo, Carolina Panthers' Haruki Nakamura, left, talks with head coach Ron Rivera during practice at the NFL team's football training camp in Spartanburg, S.C. The former Panthers player who received what the NFL deemed a career-ending concussion has sued Lloyd's of London for denying a $1 million insurance policy. The lawsuit filed this week in North Carolina could become a test case for insurers dealing with the fallout from sports concussions and head trauma claims. The NFL has awarded Nakamura full disability benefits since the August 2013 concussion in a preseason game.(AP Photo/Chuck Burton, File)

A former Carolina Panthers player who received what the NFL deemed a career-ending concussion has sued Lloyd’s of London for denying a $1 million insurance policy.

The lawsuit filed this week in North Carolina could become a test case for insurers dealing with the fallout from sports concussions and head trauma claims.

The NFL has awarded defensive back Haruki Nakamura full disability benefits since the August 2013 concussion in a preseason game.

The lawsuit says Lloyd’s medical expert nonetheless found he could return to play but should consider the “probable long-term effects of repetitive concussions.”

The 30-year-old Nakamura says he already has headaches, vision problems and depression.

A Lloyd’s spokeswoman says it doesn’t comment on pending litigation.

A lawyer says Nakamura paid $17,000 a year for the bodily injury policy.

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